Forms of Payment Accepted

Most health insurance companies will cover some or all of the costs of radiation therapy, including Medicare Part B. If you are concerned about the costs of your treatment, discuss these concerns with the office staff at CTI.

Financial Counseling ( Para español haga click aqui )

Recognizing that a diagnosis of cancer is usually unexpected, Cancer Treatment Institute provides financial counseling to patients and their families to assist in alleviating the stress and strain that can occur.  Each patient has access to a financial counselor who will help evaluate insurance benefits and discuss your responsibilities.  Although you will be expected to pay any co-payments, deductible or uncovered portions of the charges when you arrive for your office visit, your financial counselor is available to answer any questions you might have about reimbursement and payment. We will do everything we can to help you and your family. Please do not hesitate to ask questions at any time.

Cancer Treatment Institute is a participating provider for Medicare, most commercial insurance plans and accepts most major credit cards.  Your financial counselor will verify your benefits with your insurance company. Once you and your physician have determined a treatment plan, your financial counselor will provide you with an estimate of your out-of-pocket expenses and review the covered benefits of your insurance plan. 

Your financial counselor is your resource person.  Should you experience payment difficulties during your treatment course, your financial counselor can assist you in managing your account and resolving problems. 

This following list of insurance terms, with brief definitions, can be useful in understanding your insurance plan. These are offered to help you understand concepts and programs related to managed healthcare.

Co-insurance: Involves the insurer and the insured sharing medical costs incurred after the deductible has been met. With traditional non-managed care plans, the percentage that the insured pays is based on provider charges, sometimes up to a maximum allowable amount per service. In managed care plans, the percentage the insured pays may be based upon provider contract rates.

Claim or Insurance Claim: Notification to an insurance company requesting payment of an amount due under the terms of the policy.

Co-payment: A flat fee paid out-of-pocket by the patient for medical services, usually at the time the service is rendered. This usually applies to physician office visits, prescriptions, and emergency or hospital services.

Deductible: The amount of medical expense a person must pay each year from his/her own pocket before the insurer or health plan will make payment.

Explanation of Benefit forms (EOB) or Medicare Summary Notice (MSN):  Notification to patients from an insurance company or Medicare to provide necessary information about claim payment information and patient responsibility amounts.

Gatekeeper: A term used for a primary care physician that serves as a patient's initial contact for medical care and referrals.